Sept. 7, 2022

Credit Cards Points and Miles Q&A (Best Cards, Top Bonuses, Earning on a Budget, Points Apps and More)

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#76: Host Chris Hutchins tackles questions all about credit cards, points and miles. From his favorite credit cards (and two card combos) to racking up points on a small budget, preventing points from expiring, redeeming points, tools and services to manage your points, and what happens to your points when you die. 

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Full Show Notes

Q: Best Credit Cards [2:45]

  • Chase [4:07]
  • Citi and CapitalOne [6:39]
  • Amex [9:18]

Q: Accruing points in one place [10:23]

Q: Best Signup Bonuses [11:25]

Q: Best card for visiting kid in college [16:55 ]

Q: Cards for big upcoming expenses [18:29]

Q: Best Family Card [21:08]

Q: Best Business Cards [21:43]

Q: Using authorized users to build credit [23:41]

Q: How to meet minimum spend requirements [25:21]

Q: Earning miles on foreign carrier [28:13]

Q: How do you earn so many points? [29:05]

Q: Do points expire? [31:52]

Q: What happens to your points if you die? [36:56]

Q: Utilizing points for a large group  [40:14]

Q: Best transfer partners [42:55]

Q: What’s your points tool stack? [44:01]

Q: How far in advance do you book to get the best deal? [47:54]

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The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Editor’s Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.