Dec. 29, 2021

Stacking Benjamins and Modern Money Management

Apple Podcasts podcast player badge
Spotify podcast player badge
Overcast podcast player badge
YouTube Channel podcast player badge
PocketCasts podcast player badge
Google Podcasts podcast player badge

#35: Former financial advisor turned podcast host Joe Saul-Sehy joins Chris to discuss modern money management. They talk about why you should abandon trendy investment opportunities and what you should replace them with, why your wealth can grow faster if you don’t diversify your investments, and how emergency funds can save you money. They also share plenty of tax and investing hacks. 

Joe Saul-Sehy (@averagejoemoney) is the creator and host of the award-winning podcast Stacking Benjamins and a co-host of the Money with Friends podcast. He is the co-author of the newly published book Stacked: Your Super-Serious Guide to Modern Money Management.  Joe’s career in media started when he was The Money Man on Detroit’s local TV station WXYZ. Previously, he was a financial planner and Certified Financial Planner™ for over 15 years.  


Selected Links From The Episode

Connect with Joe Saul-Sehy: Website | Twitter | LinkedIn

Joe’s Podcasts: Stacking Benjamins| Money with Friends

Joe’s Book: Stacked: Your Super-Serious Guide to Modern Money Management

Other Books Mentioned:

Investopedia: Modern Portfolio Theory | Efficient Frontier

Maximizing Deductible Interest Expense Articles: SVB | Andersen


Full Show Notes

Who is Joe Saul-Sehy? [00:12]

Why he decided to write a book (and how it all started with The Hardy Boys’ Detective Handbook). [02:14]

Why you should narrow investment opportunities to make sound financial decisions. [09:21]

Where you can find investment opportunities aligned with your goals (stock market alternatives). [14:26]

2 Red flags to look out for when evaluating investment opportunities.[19:24]

The upsides to making boring investments like farmland. [21:24]

Why you get wealthier faster if you DON’T diversify. [24:37]

Should you hire a financial advisor (the stories of Walt Disney and Mary Barra). [29:54]

Questions to ask before hiring an advisor. [34:21]

What most people don’t optimize enough. [35:42]

How an emergency fund can SAVE you money. [36:37]

Do you need disability insurance? [42:55]

Joe’s experience filing a homeowner’s claim after a robbery. [46:07]

What you need to know about taxes as a new investor (and how you can qualify for preferential tax treatment). [50:20]

How to financially support your aging parents. [55:02]

Should you use leverage? [59:23]

How to connect with Joe Saul-Sehy. [1:07:59]



This episode is brought to you by Masterworks. Masterworks is an alternative investing platform that gives you access to one of the most exclusive and overlooked investments in history: blue-chip art. Masterworks lets regular people invest in paintings by legends like Banksy Basquiat and Warhol without spending millions. In fact, I used masterworks to invest in a 15 million dollar Picasso the other day. 

Here’s how it works: Masterworks will buy a painting they think will appreciate well over time, then they securitize that painting with the SEC, so you can invest in it instead of buying the whole thing. Once they sell the painting, later on, you get your share of the proceeds. It’s that simple. In 2020 and 2021, masterworks sold two paintings that appreciated by over 30%. They have over 280,000 users and demand is as high as ever. But I partnered with them to give you all priority access by going to (see important disclosures at


Connect with All the Hacks

All the Hacks: Newsletter | Website | Facebook | Email

Chris Hutchins: Twitter | Instagram | Website | LinkedIn


The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Editor’s Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.