Dec. 14, 2022

Year End Checklist for Your Money, Taxes, Points and Miles

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#92: Chris shares his list of the top year end optimizations to consider for your taxes, money, points and miles. That includes tax-loss harvesting, charitable deductions, retirement contributions and FSA/HSAs. It'll also cover taking advantage of all your annual credit card credits and perks.


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Selected Links From The Episode




Full Show Notes

Introduction to this week’s episode (00:00)

Should you take the standard deduction or should you itemize? (1:25)

Accelerating or deferring income (3:59)

Charitable donations (4:56)

Donating appreciated assets (5:37)

Donor-advised fund (7:28)

Tax-loss harvesting and common index fund pairing (8:39)

Selling crypto at a loss/abandonment loss (10:57)

Opportunity zone investing (14:40)

I-Savings Bonds (15:17)

Stock options/ISOs (16:45)  

Retirement accounts (17:37)

Contributing to a 529 account (19:38)

Use up the money in your FSA account (20:37)

Max out your HSA account (21:31)

Energy efficiency upgrades (22:11)

EV tax credit (23:12)

Hired as a business vs a W-2 employee (23:27)

Business owner tax optimizations (24:52)

HSA/FSAs and the Augusta Rule (30:19)

California municipal bonds (32:31)

End-of-the-year housekeeping: points and miles (32:54)

Chasing flight and hotel status (34:05)

Taking advantage of benefits/upgrades/lounge access passes (35:14)

Hotel, credit card, and airline credits (35:39)

Credit card: travel credits (38:42)

Benefits included with the American Express Hilton Aspire card (39:18)

San Francisco event (40:47)



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Editor’s Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.