All the Hacks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
#34: Healthcare journalist Marshall Allen joins Chris to discuss why you should never pay the first medical bill you receive. He also shares hacks that can help you prevent big medical bills before you get care, remove unreasonable charges, appeal insurance decisions, and lower the amount you pay for prescription drugs.
Marshall Allen (@marshall_allen) was a reporter at ProPublica investigating the cost and quality of the U.S. healthcare system for over a decade. His work has been honored with several journalism awards, including the Harvard Kennedy School’s Goldsmith Prize for Investigative Reporting. He is also the author of Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win.
Selected Links From The Episode
Connect with Marshall Allen: Website | Twitter | LinkedIn
Marshall's Book: Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win
Marshall Allen’s Insurance Appeal Memos
ProPublica Surgeon Scorecard Project
Save on prescription drugs: GoodRX | Good Shepherd
Drug price comparison: Consumer Reports on Drug Prices
Full Show Notes
Who is Marshall Allen? [00:17]
Why Marshall Allen dedicated his career to reporting about healthcare. [01:30]
When he felt he had to write a book. [03:23]
Important statistics about the healthcare crisis in the United States (and what it means to be functionally uninsured). [04:40]
What does it mean to win the fight against the health care system? [07:01]
A common cost you can probably avoid on your medical bill. [07:58]
Should you negotiate your medical bill even if you have a low deductible? [09:13]
The main reason the U.S. healthcare system is so broken. [13:26]
Easy big wins to save on healthcare. [15:43]
Are healthcare prices negotiable? [19:37]
Why you should always ask for an itemized medical bill. [22:25]
Chris’ case studies: same ailment, two facilities, different charges. [23:23]
Do hospitals have an obligation to charge a fair price? [29:10]
What do you do when you receive unreasonable medical bills (how to sue in small claims court and what the open price term is). [31:56]
Getting a medical bill before your insurance company responds to the charge (getting tricked to double pay).[42:46]
How to fight your insurance company when they reject the care you need. [44:49]
What if your insurance company doesn’t cover the latest medical discoveries? [46:47]
How do you find the best care (key indicators of medical quality)? [51:09]
A question that will help you save money on procedures you don’t need. [55:36]
How to pick the right healthcare plan (while still saving money) [59:12]
Health Savings Account vs. Flexible Savings Account. [1:03:32]
Saving money on prescription drugs. [1:05:54]
Boosting healthcare literacy in the U.S. [1:07:48]
Reach out to Marshall Allen. [1:11:17]
Connect with All the Hacks
All the Hacks: Newsletter | Website | Facebook | Email
Chris Hutchins: Twitter | Instagram | Website | LinkedIn
The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.
Editor’s Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Check out these top episodes
#108: Writer and entrepreneur Derek Sivers joins Chris to discuss decision-making, having meaningful experiences, personal happiness, journaling, saying no, and parenting. They also touch on the subject of traveling with chil...
#91: Hedge fund manager and author, Bill Perkins, joins Chris to talk about what it actually means to die with zero. They discuss why you should focus on net fulfillment in each stage of life, what types of experiences to …
#46: Vanessa Van Edwards, a master of communication, joins Chris to explore the language of human social cues and what it takes to be charismatic. They also cover the impact that the four primary forms of communication (vocal...
#1: Travel pro Leigh Rowan joins Chris to discuss the travel hacks you need for your next trip, including getting the best prices on flights and hotels, having authentic local experiences and not getting ripped off changing m...
Chris is a die-hard optimizer who does all the research to get the best experience in life without the expensive price tag.