Listener Q&A Live Show + Big Anniversary Giveaway!
#56: Today, our Host, Chris Hutchins (@hutchins) celebrates the one year anniversary of All The Hacks! This was a live Q&A recorded on May 9th, 2022 with All The Hacks listeners tuning in. Chris answers questions on earning points buying a house and car, how flexibility helps you save big on award flights, whether elite status is worth it and much more. This is a really fun episode with 3 big giveaways you can enter for 10k miles, a $100 Vuori gift card and a lifetime subscription to CardPointers.
Partner Links
- Riverside.fm: Sign up here and get 15% off with code CHRIS
- Athletic Greens: Free 1 year supply of Vitamin D and 5 free travel packs
- BlockFi: Exclusive bonus of up to $250 free
- Masterworks: VIP access to skip the waitlist
- Point.me: $1 trial w/ this link (and the code ALLTHEHACKS)
All the Hacks Episodes Mentioned
- #34 - Hacking Healthcare, Prescriptions and Medical Bills with Marshall Allen
- #11 - Making Money from Side Hustles with Nick Loper
Resources Mentioned
- All The Hacks Upgrade Program - free upgrades, breakfast and more on paid luxury hotel stays
- Savanti Travel: - High end travel concierge, owned by Leigh Rowan (ATH #1 and #51)
- Point.me and BookYourAward.com - Award booking services
- Notion - How I track all the information for podcast (and actually for our family)
- Countdown to the FOMC - FedWatch Tool for interest rate hikes
- CreditKarma - Free credit score and helps find cards you can get approved for
- Extra.App - Debit card that helps you build credit
- CardPointers - Get 20% at allthehacks.com/cardpointers
- Vuori: 20% off your first purchase at allthehacks.com/vuori
- Rakuten - Big Give Week with 15% cash back and free $40 for new users
Anniversary Giveaway!
Enter the giveaway by visiting https://allthehacks.com/giveaway for a chance to win:
- $100 to Vouri Clothing Store
- Free Lifetime Membership to CardPointers
- 10,000 Capital One points, courtesy of Chris!
Full show notes
Q: Colin asks, How can I maximize points while trying to purchase a house or a car?
Q: Chad asks, When planning a trip with points should I aim to book last minute? Or should I plan in advance?
Q: Webber asks, how should I figure out where to stay in London for a luxury splurge?
Q: Mallorie asks, how should I plan my trip to Japan while also making sure that I optimize my credit card award bonuses? How do I know which new cards to sign up for?
Q: Brandy asks, how do you decide when to maximize points and when to just spend the money to save the time?
Q: Jared asks, how important is elite status?
Q: Andrew asks, if it’s worth staying with IHG when Hyatt seems to be the best hotel transfer partner?
Q: JC asks, how does Chris keep all his podcast notes organized?
Q: Mallory asks, if you are lower income, how can you start earning bonuses?
Q: Yevgeniy asks, are there any BlockFi alternatives for high yield?
Q: Peter asks, what are your tips for students who don’t have established credit?
Q: Benji asks, is there a cash back debit card?
Q: Mallorie asks, when you have a lot of financial goals, but limited financial resources; where do you start?
Q: Webber asks, what are the best cards to use on Amazon?
Q: Lessie asks: what about Discover cards?
Q: Marlin asks, what cards should I use to optimize my spend while doing my home remodel?
All the Hacks Anniversary Giveaway
Rakuten
The Quick Hacks
- Use your favorite card for a down payment on your new car (including Tesla!)
- Don’t forget about “Position flights” or flying from one smaller airport to a major hub.
- CardPointers is an amazing app for tracking and optimizing your points.
- Don’t forget to try the “reconsideration line” if you ever get declined for a card
- If you have an old card, don’t cancel the card, it’s helping your credit score! If it has a fee you don’t want to pay, ask to get the card downgraded to a no annual fee card.
- When appropriate: don’t pay in cash, pay in gift cards!
Editors Note
Wish Amy and Chris the best of luck; baby two coming very soon!
Sponsors
Riverside.fm
Riverside.fm is the best platform out there to record studio quality podcasts or videos from anywhere in the world. I use it for all my remote interviews and it consistently delivers high quality audio and video, because it records everything locally, which means you get uncompressed audio and video that works even with unstable wifi.
Once your recording is done, you can use Riverside's editor to make ready to publish videos with a few clicks or easily download separate audio and video tracks and edit until your heart's content. To get 15% off your plan, use code CHRIS at allthehacks.com/riverside
Athletic Greens
Athletic Greens is a foundational nutrition drink designed to remove the friction from covering the daily nutritional needs of a modern diet. It combines more than 9 essential nutrition products into one convenient and great-tasting drink, giving you an easy and efficient way to get you daily multivitamin, multimineral, probiotic, prebiotic, functional greens blend, immune support complex and more. It contains no GMOs, no harmful ingredients and no artificial colors or sweeteners.
Right now, Athletic Greens is going to give you a free 1 year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase. So to take ownership over your health and pick up the ultimate daily nutritional insurance visit allthehacks.com/athleticgreens
Masterworks
This episode is brought to you by Masterworks. Masterworks is an alternative investing platform that gives you access to one of the most exclusive and overlooked investments in history: blue-chip art. Masterworks lets regular people invest in paintings by legends like Banksy, Basquiat and Warhol without spending millions. I've now used masterworks to invest in 10 different paintings, including a $15 million dollar Picasso.
Here’s how it works: Masterworks will buy a painting they think will appreciate well over time, then they securitize that painting with the SEC, so you can invest in it instead of buying the whole thing. Once they sell the painting, later on, you get your share of the proceeds. It’s that simple. They’ve offered over 100 paintings so far and the three that have sold realized a net annualized gain over 30% per work. They have over 280,000 users and demand is as high as ever. All the Hacks has partnered with them to give you all priority access by going to allthehacks.com/masterworks
(see important disclosures at masterworks.io/cd)
BlockFi
This episode is brought to you by BlockFi. If you're interested in Crypto, BlockFi is one of the best ways to get started, letting you easily buy, sell and store your crypto assets. After signing up and linking your bank account, you can instantly trade a variety of cryptocurrencies and store them all in a secure wallet that lets you control and transfer your holdings however you want. You can also set up recurring transfers so you can dollar cost average your crypto investments over time.
Or if you want another way to put your crypto investing on autopilot, there's the BlockFi Crypto Rewards Credit Card. While 1.5% cash back isn't the best in the market, that cash back is automatically invested into Bitcoin, Ethereum or whatever cryptocurrency you want. If you want to check out BlockFi, you can get an exclusive bonus of up to $250 free when you sign at allthehacks.com/blockfi
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